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Small Business

Menicucci Insurance understands your business is an essential part of your life. We are committed to protecting your business with coverage at the most competitive rates, and ensuring it will be upheld with the highest level of expertise and service. Our Business Philosophy is simple, we are dedicated to giving the best possible service by focusing on our clients. Menicucci Insurance works to protect your business and help with all your insurance and risk management needs.

From start-up companies to well-established corporations, Menicucci Insurance makes every client a priority. We are experienced with protecting many different types of business, from art galleries to contractors, we’ve got your business covered.

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Business owners face a variety of risks unique to their specific type of business. Choosing appropriate insurance coverage is key to ensuring that the business remains lucrative, especially when any of those risks become reality. A business owners policy (BOP) takes some of the guesswork out of choosing insurance and can make it easier to safeguard your business. 

A BOP bundles several types of coverage in one package. Not only does it help businesses cover all their risks, but it can help save you money. BOPs are packaged for business that generally face the same type of risks. For example, a restaurant BOP can be designed and packaged differently than a manufacturing BOP. 

Good Candidates for a BOP

A BOP may be a smart choice for businesses that have the following characteristics:

  • A physical location, whether home-based or outside the home 

  • Assets that can be stolen, including products, cash, furniture and digital property 

  • A high risk for lawsuits 

  • Less than 100 employees and $5 million in sales

Types of Businesses that use BOPs

  • Manufacturers 

  • Religious Organizations 

  • Apartments

  • Restaurants

  • Technology Consultants and Solutions Providers 

  • Wholesalers

  • Retailers

When purchasing a business insurance it's important to obtain the right amount. Contact Menicucci Insurance Agency, LLC for guidance as to whether a BOP is a logical choice for your business.

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