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What Is Travel Insurance?

Summer is around the corner and vacation season is here. Along with planning your itinerary and packing a suitcase, it's also a good idea to consider travel insurance.

So what is travel insurance? And do I really need it?

Travel insurance provides support, such as compensation or medical care, when things go wrong on your trip. Whether you lose your luggage, have a medical emergency or need to return home early, travel insurance can help cover these situations.

A few things you should know about travel insurance:

  • Every plan has different benefits. It’s important to choose one that best fits you, your budget and your travel plans.

  • Travel insurance doesn't cover every single situation. It's important to not put yourself at unnecessary risk and be aware of the details your travel insurance coverage.

  • Travel insurance is meant to cover unforeseeable events. This means that if an incident occurs that you could easily see coming (or is within your control) your losses won't be covered.

It's always a good idea to have coverage when traveling, even if you're traveling within the United States. The best way to get the most out of your travel insurance is:

  • Don't wait too long to purchase travel insurance. It's best to decide on a plan once your travel arrangements are made.

  • Read your documents and become familiar with your coverage before you leave. If you aren't satisfied with your plan or benefits, you should make those changes before you leave for your trip!

  • Reach out to our team if you need help. Menicucci Insurance is here as a resource for you - call our experts at (505) 883-3683.


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